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Accepted Insurance Plans

Spectrum of Grace accepts a wide range of insurance plans. Check to see if your plan is on the list of our accepted health coverage providers. Call us today for more information or to discuss your options if you’re not adequately insured.

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Cigna

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Tricare

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Magellan

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Other Funding Sources

Private Funding or Self-Pay: Some families have the financial means to pay for services directly. We can discuss various options for families wanting to pursue this option. Families can also apply for grants from non-profit organizations that offer potential assistance.

FIND OUT IF YOU HAVE INSURANCE BENEFITS:
Call the customer service number on your card and tell them you want to find out what the benefits are for out-patient therapy. Some companies have the benefits listed under Behavioral Health, others have it under Medical.  If you have a prescription or a recommendation from your physician, tell them that the therapy has been ordered.
Give them your child’s DIAGNOSIS code (for example, Autism code is F84.0) If you’re not sure what your diagnosis code is, ask your referring physician.
Ask if you have ABA coverage.
Most physicians that are recommending ABA therapy will write a detailed report or give you a prescription for therapy.
Ask these questions:

“What is needed before my child can start therapy?”
“Is pre-certification required?”
“Do I need an authorization number?”

Always take good notes, i.e. the date, time and name of the person you spoke to and any information you have been given.

 


Spectrum of Grace is available to assist you in any way throughout this process. 

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